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Contributing Writer, Kim Wright
Are you ready to buy a horse?
Well, you've read every book ever published
about horse care, you've taken riding lessons, you've been trail riding on
friends' horses, you've mucked stalls, you've groomed, you've cleaned tack, you've
spent every spare minute of the last 3 months day dreaming about owning your
very own horse, you've spent more night hours than you care to admit
searching every equine website you can find on the internet, looking for
the right horse, AND you just received your tax refund in the mail! But,
are you ready to buy a horse? If you've never owned a horse before, the
answer is not as simple as having the cash in your pocket. There are a
lot of important decisions to consider before you even start looking at horses
for sale.
1. Where are you going to keep the horse?
At Home?
Maybe you are fortunate enough to already live on a large farm with
planted pastures fenced for horses and a nice big barn. If that is the
case, you still need to walk the pastures and make sure they don't have
anything hazardous, like loose boards or nails sticking out, debris in the
fields, poisonous plants or trees, or holes. Likewise, go over the
stalls with a fine tooth comb for loose boards, nails or anything
protruding which could cause an injury to your horse. If you don't
find it first, don't worry, your horse will! Hopefully, if they were
designed for horses, they will already be safe, but if they were designed for
cows or other livestock, they made need remodeling before you bring home
your horse. If you are lucky enough to be building a brand new facility,
hire a consultant or ask a friend who is an expert in horses before you build. Visit
as many other nearby barns as you can and ask the owners what they like about
their barn, and more importantly, ask them what they would do different if
they had to build again. Different people like different styles of
barns, from easy care run in sheds to modest one story barns, to
huge 2 story barns with live in quarters. Each has their reasoning for
building what they did. Don't just build the cheapest barn you can get
away with. Find out what barn features are worth spending the extra
money, such as wash stalls, automatic waterers or fly spray system, types
of flooring (dirt, concrete, mats), stall sizes, siding, roof style, etc.
Once it's done, you will have to live with it for a long time! You'll
want it done right the first time! Also, a pick up truck is very
necessary! You'll need it to spend your weekends hauling hay, bedding,
and feed home from the local farm suppliers. If you plan to keep
your horses at home, plan to also get a pick up truck.
At a Boarding Stable?
While most people's daydreams about horses involve waking up in the
morning and looking at their horses through the window, home keeping is just
not practical for everyone. Even if you have the acreage and the means
to build your own barn, there are other things to consider,
specifically: are you ready to make a daily commitment to your new
horse? The easy answer is yes, but you have to additionally think about
being out in the bad weather as well as the good, holidays, whether you are
sick or healthy, whether you are in town or out of town, the horse has to be
fed and watered at least twice per day. If you like to travel, you'll
have to make arrangements for someone else to feed your horse, and if your
work requires you to put in long hours, you will still have "horse
work" to do before bed, no matter what time of night you get home.
So there are a lot of pluses about boarding your horse in exchange for one
monthly fee:
a.
He gets fed, watered and turned out, whether or not you can get there
everyday.
b.
Someone else is hauling in the hay, the bedding, the feed, etc. (You don't
have to own a pick up truck!)
c.
The boarding facility will help arrange veterinary appointments, farrier
visits, etc., and normally be there to hold your horse in case you can't take
off work.
d.
Your horse will have other horses to socialize with and you will meet other
riders to keep you company. If you choose a boarding facility with a lot
of other people who share your interests, this can big a great big plus to
boarding!
The downside to boarding is that you can't get up
in the morning and look out the window to see your horse. You will have
to drive to your horse, which can put additional mileage on your vehicle,
depending upon how close the facility is. Also, you will have to choose
the facility wisely with respect to their horse knowledge (do they know what
to do in an emergency?), the maintenance of the facility (is it well kept, or
badly in need of repair?), and the atmosphere (are all the boarders happy,
friendly people or are the boarders tense competitive jerks you'd rather not
associate with?). It may take several visits and interviews with current
boarders to decide if a facility is right for you.
2. What do you plan to do with the horse?
This answer is a lot easier said than done.
As a first time horse owner, try to have realistic expectations. Do you
work full time? Do you work days or night shifts? Do you have
other commitments, such as family or other activities that you are
committed too? Have a good honest look at your current schedule and then
decide how your horse is going to fit into your life. If you
currently are catch riding friend's horses once a month or so on trail rides,
don't expect to go out and buy a show horse that you plan to show at 2 day
events every weekend. That would be too big of a change in your current
lifestyle. On the other hand, if your teenager lives at the neighbors
barn and rides 3 or 4 horses per day and already is showing for them every
weekend, then it might be realistic to plan to for her to get her own horse to
exercise and show. What you plan to do with the horse is a very big
factor in how you are going to keep him (at home v. boarding) as well as what
kind of horse you are going to buy. If you want a horse for a companion,
with no intentions of riding him (or her), then home keeping would probably be
ideal. Where as, if you enjoy going to shows every weekend, but do not
have the time during the week to keep your horse groomed and fit, then
boarding at a training facility would be the best way to keep your horse.
In both situations, the owners will be able to enjoy their new friend to their
fullest capability. So, think carefully about your lifestyle now, and
ask yourself honestly, "what do you plan to do with the horse?"
3. What kind of horse do you want?
If you've answered question #2, then you've got a
good start for answering this question, because certain kinds of horses are
better suited to certain kinds of activities and lifestyles. Don't just
go out there and buy the prettiest horse you can afford. Like people,
looks are only skin deep on horses, and you'll need to consider nearly every
other quality the horse has, before considering his (or her) looks!
Including:
a. Age of the horse. As far as first horses go,
the best age to consider will be the older horse (12 years and up) who's been
there and done that. First time horse owners are not experienced enough
to handle and train a young horse. You'll need the horse that can train
you! No offense is meant by this! But if you talk to enough people
(including me) you'll find the best first horse experiences were had with the
older horse. That is what you want in a first horse, a great experience.
There will be plenty of time for challenges later on.
b.
Temperament of the horse. It should go without saying
that your first horse needs to have a very gentle and very forgiving
temperament. You are going to make mistakes in handling and riding your
first horse and you need a horse with lots of patience who will be a pleasure
to work with, not the one who explodes if his dinner is 5 minutes late!
Different breeds tend to be known for their different temperaments. Do
your research! Even within breeds, you need to consider the temperament
of the individual horse. Don't go out and purchase a nervous, hot,
temperamental horse and expect him to magically transform into a gentle
bombproof trail horse. It ain't gonna happen!
c. The Size of the horse. Bigger is not always
better! Depending upon what you wish to do with your new horse, you'll
want to look at prospective purchases with a size range in mind. If you
are purchasing a horse for riding, you'll need one who can comfortably carry
your weight, but not one so big that you look ridiculous and need a step
ladder to get on! Generally speaking, when buying a first horse, you
don't want to be "over-horsed". 15 Hands is a good average
horse height. If you are an average person, you'll want to look at
average sized horses. If you are a petite person, a smaller horse or
even a large pony would be suitable. If you are a larger person, then
you will want to look at larger horses, but with respect to weight and bone
size more so than height. There are light boned 16 hand horses who need
light riders, as there are heavy draft crosses who are under 16 hands that can
carry any person (and sometimes 2 people!). The height also matters if
you plan to trail ride, because you need a horse that you can mount from the
ground. If you plan to ride only in an arena, then you might be able to
consider taller horses, as you can keep a mounting block nearby. If you
do not plan to ride your new horse, then size may not be as important, but
generally speaking, shorter horses are easier to manage for shorter people,
and taller horses are generally preferred by taller people, but don't let this
stop you from considering a pony or even a miniature horse if you are looking
for a companion, or a driving horse, for example. Smaller horses eat a
lot less too!
d.
The Color of the horse. Cross this off your list of
requirements! You will be riding a horse, not a color!
e. The horse's current occupation. It should go
without saying, that if you are interested in an endurance horse, you should
be looking at competitive endurance horses for sale. If you are looking
for your child's first show mount, you should be looking at horses being shown
by children for sale. Don't expect to be able to re-train a show horse
for a trail mount, or to go out and win shows with the horse whose only ever
done trail riding. For your first horse you want the horse that is
already successful and happy doing the activities that you intend to do with
him.
5. Can you afford a horse?
So you've got your tax refund and you think you
are ready to buy? Are you prepared for the rest of the expenses?
Aside from building your barn and buying your pick up truck, or paying
boarding fees if you choose to board, there are regular horse maintenance fees
that you'll need to budget for:
a. Feed. Guess what? Your new friend "eats
like a horse"! The saying wasn't unfounded! During summer if
you've got nice pastures, your feed bill will be minimal if you choose an easy
keeper (a horse that stays fat without grain). But during winter or
drought, you better be prepared to buy hay and grain. Feed bills can run
anywhere from $50 per month to $200 per month (Included in most board bills.)
for one horse depending upon the availability of hay, the brand of feed you
choose and how much feed it takes to keep your horse in good flesh. Some
horses, called hard keepers, can require 5 times more feed than the average
horse in order to maintain their weight in the winter. Blanketing hard
keepers can help, but then expect to ad another $200 for the blanket.
b. Bedding. If you keep your horse in a stall,
you will need to buy bedding. Straw costs $2-5 per bale, Shavings $4-7
per bag. If you strip the stall once per week expect to pay as much as
$300-400 per year (per horse). (Included in most board bills.)
c. Vaccinations and worming. Horses require
vaccinations 2 times per year. As a first time horse owner, expect to
pay your veterinarian $200 per year, just for vaccinations and coggins test
(Skip vaccinations and plan to pay $100's extra per year for sick horse
hospitalization, antibiotics, etc.) You can worm your horse yourself,
but at the direction of your veterinarian. Horses require worming every
2-3 months. Expect to pay $50-75 per year to worm your horse depending
upon what brands of wormer you purchase. (Skip worming and plan to ad
$100's to your monthly feed budget! Not to mention risk having your
horse colic, which would require $10,000 surgery and/or a horse burial
fees.)
d. Hoof Trimmings. Horses need their hooves
trimmed on average every 8 weeks. Expect to pay $20-30 per trimming for
a total of up to $180 per year, depending upon your farrier's fees. If
you choose to shoe your horse, prices go from $30-$100 depending upon your
farrier's fees, how many shoes and what kind of shoes you use. This
could quickly add up to $600 per year. (Skip hoof trimmings and expect
to soon be buying feed for a lame horse that you can no longer ride!)
e. Teeth Floating. At least once every year your
horse may need his teeth floated. Some horses require it more often,
some horses, less often, but they should be checked once per year or whenever
there seems to be a problem. $25-$50 per year. (Skip this and plan
to ad $100's per month to you feed budget!)
f. Tack. If you want to have fun riding your new
horse you are going to need a saddle $250-$1000, bridle $50-$100, blanket $50,
new halter $25, lead rope $15, etc.
g
Trailer. If you are planning to take your new horse to
shows, competitions or trail rides, you will need a horse trailer. They
come in all different sizes and shapes and colors ranging from $2500 for a
used 2 horse bumper pull trailer to $50,000 (and higher) for a new 4 horse
goose neck with living quarters. Don't forget to add the price of the
hitch $400! If you are lucky to have a friend with only one horse and a
2 horse trailer, you might be able to put off buying your own trailer for a
little while. Or if you board, you may be able to pay someone else to
haul your horse to the events.
h. Miscellaneous Items. Pitch fork, wheelbarrow,
buckets, supplements, etc. $200 and up.
i. Emergencies. Unexpected emergencies seem to go
hand in hand with horse ownership. There will be emergency veterinary
calls, emergency truck break downs, emergency injuries when you fall off your
horse, etc. Costs vary $100 for a tow truck to $1000's for veterinary or
hospitalization bills.
6. Are you still reading????
Wow! I guess you really
ARE ready to get a horse! Those who were not, passed out half way
through the expense list! The only other advice I can offer is to have
everything ready first and then to find the horse who makes you happy.
It doesn't matter what anybody else's idea of the perfect horse is. Find
the one who makes all of this hard work worth it!